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Titles >Do You Really Need Title Insurance
When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.
It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.
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What is the largest home in Hollywood?
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The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million. |
 See More Real Estate Trivia > |
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Amber Delashaw
MarMac Real Estate
2114 Central Pkwy Suite A
Decatur, AL 35601
Cell Phone Amber: 256-221-4081
Fax: 256-308-0828
Cell Phone Judy: 256-227-1647
amberdelashaw@NUMBER1EXPERT.com
Looking for a new home? Visit our website and click on the search all properties link and you can view everything that is listed in the North Alabama MLS. We cover Madison, Morgan, Limestone, and Lawrence counties. If you are looking for excellent customer service, timely responses, and answers to your real estate questions then you've found the team for you. Amber Delashaw has a strong background in listing and marketing properties. Our team's conversion rate on selling our listings runs at about 95% and we are steadily trying to bridge the gap to 100%. Judy Blaxton's main focus is working with buyers. She is well suited working with people relocating to the area, first time home buyers, and move up buyers. Give the Green Team a call today to acheive all your real estate dreams!   
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